The U.S. Department of Housing and Urban Development (HUD) is the regulatory body of the U.S. government that sets production, installation, health and safety standards for the manufactured housing industry.
On June 15, 1976, the department began regulating the new class of factory-built homes. So, this date in 1976 is what separates the newer class of home from its predecessor, mobile homes, in the market.
The Department of Housing and Urban Development is based in Washington, D.C. It oversees multiple offices and agencies. Most important to manufactured housing are the:
- Federal Housing Agency (FHA)
- Federal Housing Finance Agency (FHFA)
- Office of Fair Housing and Equal Opportunity
- Government National Mortgage Association (Ginnie Mae)
Also, under the department’s “Duty to Serve” initiative, HUD Sec. Ben Carson has committed to providing a top down review of all manufactured housing rules.
HUD plays a crucial role in oversight of investment that creates a secondary market for home loans. The Manufactured Housing Institute, the national trade association manufactured housing, works closely with the offices to reduce and eliminate regulatory overreach, often in the realms of home finance and home installation.
In conclusion, all manufactured homes homes have a metal manufacturer’s plate on the long side and near the rear of the home or home section.
