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MHVillage Year in Review

By
Dawn Highhouse
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MHVillage logo abb.

logo MHVillage year in reviewAs we round out the end of 2017 and move into the New Year, we thought we would share some interesting statistics about MHVillage. Let’s take a look at the MHVillage year in review covering who uses the site, how they shop, and of course, how many leads we generate.

Who Uses MHVillage?

Let’s take a look at some demographics about MHVillage.com users:

  • 53.8% of people are over the age of 44
  • 16.2% are between the ages of 35-44
  • 18.1% are between the ages of 25-34
  • 11.9% are between the ages of 18-24

It’s unsurprising that home shoppers are on the higher side of the age brackets. But here is something that may surprise you. Our MHVillage year in review shows that these folks are shopping on their tablets, desktop computers and phones. And more are on their phones than ever!

  • 12% of people shop the site with a tablet
  • 33% come to the site on a traditional desktop computer
  • A whopping 55% of people use their cell phones when shopping MHVillage

(Because better than 50 percent of users are shopping for homes with smartphones, I wrote an article this month on Mobile Devices and Trends for 2018.)

Naturally, Florida is a popular state for mobile home sales. There are 2,744 manufactured home communities in Florida that are featured on MHVillage, and presently there are 7,293 homes for sale in that state on our site. Other warm-weather states that are popular? California with 3,297 manufactured home communities and 1,984 home listings. Arizona boasts 937 communities and 1,943 home listings. And you can’t forget the Lone Star state. There are 2,517 Texas communities on MHVillage and 1,451 home listings!

How Many People Use MHVillage?

In the last year, the MHVillage.com network of sites generated more than 25 million visitors annually. That is more than the population of Florida! In fact, if visits were population, MHVillage would be the third largest state – just behind California and Texas.

Those visits resulted in 148 million page views. If those pages were in books, it would take more than 422,857 books to hold them all – requiring more than 13 miles of bookshelves. That is one big library!

Leads, Leads and More Leads

MHVillage year in review logo abbrevManufactured home communities on MHVillage were viewed 18,676,041 times in the last year. These are folks looking for homes and becoming potential residents. We also generated 39,960,282 views on new and pre-owned home listings. This, of course, meant business for you.

MHVillage sent 5,126,578 emails last year. Of that, 803,241 were leads to home sellers and community managers (That’s more than the population of Norway!) But of course, not all leads are emails. MHVillage also sent sellers 284,208 phone leads. Users also print listings and download brochures, resulting in 44,685 print events. Many homebuyers print these off when they are getting ready to drive out and see a home!

MHVillage Year in Review – What’s Next?

As you might guess, we are not sitting back idly. We’ll be releasing a number of new features and tools in 2018 to help you grow your business. We can’t wait to share the new features with you, so check back soon!

 

 

Note: this article was written prior to December 31, 2017. A few stats were adjusted on 1/4/2018 to reflect better data.

Lesser Known MH Industry Terms

By
Patrick Revere
-
MH Industry Terms open house season

A Manufactured Housing Vocabulary Primer – MH Industry Terms

MHVillage and its partner organization Datacomp cumulatively have 45 years of experience in the manufactured home industry. The leadership team of the two organizations boasts more than 500 years of industry experience.

We asked our team to consider the many MH industry terms. From jargon to acronyms and misnomers, we’ve come up with a list of very industry specific terms, including the lesser known and under appreciated vocabulary.

MH industry terms drum roll, please!

What does chattel mean?

Chattel: Chattel is an item of personal property. The term often is used in the manufactured housing sector in relation to finance of a home without consideration for the land it will sit on, as with a standard mortgage loan.

What is a cookie?

Cookie: A cookie is a 2×2’ cement pad, similar to a paving stone, that is placed on level ground in lieu of a full concrete pad foundation for a home. Cookies are prohibited in some colder weather climates because of changes to level ground that can occur from frost and freezing.

What is engineered wood?

Engineered Wood: Engineered wood is a wood-based composite made for specific applications — such as siding, trim, and soffit – with the benefit of increased strength and decreased weight when compared with natural wood products.

What is ESG?

ESG stands for Environmental, Social, and Governance, and it refers to a set of criteria used to assess the sustainability and ethical impact of a company’s operations.

What is an expando?

Expando: An expando is a room extension or similar type of home feature that is constructed in the factory with the home. It is transported inside the home, and pushed into place on the exterior of the home upon delivery and siting. Unlike “tip outs” that commonly are anchored to the interior of the home with braces or brackets, expandos push out of the home on all sides.

What are helical piles?

Helical piles, also called a screw piles, are used to drill into the ground under a manufactured home to secure its installation even in difficult soil conditions. 

What is a marriage line?

Marriage Line: The line or lines where multi-section homes are joined. A double-wide would have one marriage line, and a triple-wide two and so on. The marriage line is where home sections are joined and finished on site.

MH Industry Terms Home Interior

What is a multi-section home?

Multi Section: The multi-section home is a combination or series of manufactured home sections, most often “double-wide”, each in the approximate footprint of the single-section home. Each section is delivered on a semi-truck and are positioned and joined on site. Manufactured homes are commonly sold in a pair of sections, three sections or four, which is referred to as a “Quad”.

What is a park model?

A park model is a seasonal structure built to American National Standards Institute “ANSI” standards for recreational and resort uses including within the outdoor hospitality industry.

What is a park-owned home?

A park-owned home is a home in a manufactured home community that is owned by the owner or owners of the community. Often, community owners will buy back homes from a resident when they leave, or will have to recover a home that’s been abandoned. Sometimes community owners make a strategic decision to own a designated percentage of homes in a community to maintain as pure rentals. More recently, community owners have begun to set up pure rental communities, often as a mains of gaining favorable financial backing from the government-sponsored agencies.

What is a pier?

Pier: Similar to a “ribbon”, a cement pier is poured into the ground in strategic locations to serve as a foundation for a manufactured home. Piers are used in place of a full concrete pad foundation, often to save on time and cost. This pier should not be confused with a metal pier, which is an aftermarket accessory with A-frame construction that is placed below a home’s chassis to anchor and stabilize the residence.

What is a pocket penetrometer?

A pocket penetrometer is a small, manual, hand-held device used to test ground soil density at a location where a concrete pad or home is being installed.

What is a quad in manufactured housing?

Quad: A Quad is a four-section manufactured home, sold to a buyer in four parts that are delivered and joined on site. The feature that separates a quad from a modular home is that each of the four section of a quad meet HUD code.

What is a ribbon?

Ribbon: Ribbons are poured strips of concrete that serve as the foundation of the home, often used to save on time and costs associated with pouring a full concrete pad foundation.

What is sidewall entry for a manufactured home?

Sidewall entry: Sidewall entry for a manufactured home refers to the main entry door being located on the long-side or awning side of the home rather than on the gabled or narrow end of the home, which is called “endwall entry”.

What is a single-section home?

Single Section: The single-section home is no more than 18-feet wide constructed in a linear fashion up to 90-feet in length, though most single-wide homes are purchased at approximately 1,080 square-feet (15×72’). Single-section manufactured homes typically are purchased for their affordability, and relative ease of mobility for trade or sale.

What is a SIP?

SIP Structurally Insulated Panel Lesser Known Industry Terms
Example of a SIP from Backside of Nowhere LLC.

SIP: A SIP is a structurally insulated panel, built with a foam core sandwiched between a pair of structural facings, often made from oriented strand board (OSB). SIPS typically are designed for weight reduction, increased insulation and ease of installation as a wall, divider or similar architectural feature

What is siting? 

Siting: Siting a home is the placement of a single-wide home, or joining and placement of a multi-section home. This includes leveling, anchoring the home to its piers, hooking up utilities, making exterior and interior finishes and ensuring code compliance.

What is submetering?

Submetering: Submetering typically is implemented with the water utility at a commercially owned property with a large number of tenants, including mid- to large-size manufactured home communities. It involves installation of a water meter for each resident or tenant space on a property and allows both tenants and owners to better track the usage and cost of a public utility.

What is a tag or tag-along?

Tag along – “Tag”: A tag or tag-along is an option on many manufactured homes plans that involves the purchase of an additional modular room – often a rear porch or extended entry – that is put on its own chassis and hooked up to “tag along” behind the home for delivery.

What is a tip out?

Tip out: A tip out is a room extension or similar type of home feature that is constructed in the factory with the home. It is transported inside the home, and pushed into place or “tipped out” once the home is delivered and sited. Tip outs commonly are anchored to the home on one side with braces or brackets, a feature than distinguishes them from expandos.

Editor’s note: Please feel free to send us at MHVillage a message on any definitions or new MH industry terms you’d like to see added to this blog. And thank you for reading the premier source for manufactured housing news!

What is a Community Data Report?

By
Ellie Walker
-
MHVIllage Community Data Report

What is the MHVillage Community Data Report?

 

A Community Data Report from MHVillage can be valuable to many different kinds of professionals. Whether you provide a service, or are looking to acquire communities, knowing the current details is key.

What sort of information comes with a community data report?

 

The base Community Data Report includes community names and addresses within the state selected. Beyond those details, you can customize additional information that makes sense for your business and purpose.

 

How do I receive the report?

Once you select the state and the details you need in your Community Data Report we send a downloadable CSV file containing the requested information.

(We also offer a sample report so you can be sure the formatting is as expected, ahead of time)

How did you gather the community information?

We work with the MHICAS system and MHVillage to gather information about communities.

Community Data ReportWe update our information regularly, in most cases during the last year. All data collected and reported has been in place for no more than three years. Additionally, our reports are sold “as is”. This is because we provide the reports electronically and for download. Therefore, returns are unavailable.

 

If you have any additional questions or if you would like to know the options available for custom reports, please contact us today!

Datacomp Releases Community Rent and Occupancy Reports for Ohio, Penn. & Tenn.

By
Patrick Revere
-
Community Rent and Occupancy

JLT Manufactured Home Rent and Occupancy Reports for Ohio, Penn., Tenn. Include Information on 341 Communities in 12 Markets

Datacomp, publisher of JLT Market Reports, has published the December 2017 manufactured home community rent and occupancy reports for Ohio, Pennsylvania and Tennessee.

For 20 years, JLT Market Reports have been recognized as the industry standard for manufactured home community market analysis. Datacomp is the nation’s leading provider of market data for the manufactured housing industry.

JLT Market Reports provide detailed research and information on communities in 131 housing markets throughout the U.S. Reports include the latest rent trends and statistics, marketing programs and a variety of other useful management insights.

Datacomp’s manufactured housing market data published in the December 2017 JLT Market Reports includes information on 341 “All ages” and “55+” manufactured home communities. Altogether, the reports include data representations for more than 66,000 homesites in 12 markets.

Expanded Community Rent and Occupancy Reports

“In the latest Pennsylvania report, we’ve added information on 10 communities and more than 1,000 homesites in Gettysburg,” Datacomp Co-President Darren Krolewski said. “Likewise, in Ohio, we’ve added a Columbus report to the mix, with information on 45 communities and more than 8,300 homesites.”

Each JLT manufactured home community rent and occupancy report published by Datacomp includes detailed information about investment grade communities in the major markets, including number of homesites, occupancy rates, average mobile home community rents and increases, community amenities, vacant sites, and repossessed and inventory homes.

JLT Market Reports also include community rank by number of homesites, occupancy rates and highest to lowest rents. Established reports show a comparison of December 2017 rents and occupancy rates to December 2016. Additionally, reports provide a historical recap of rents and occupancy from 1996 to present date in most markets.

The December 2017 JLT Market Reports for Ohio, Pennsylvania and Tennessee are available for purchase and immediate download online at the Datacomp JLT Market Report website at www.datacompusa.com/JLT, or they may be ordered by phone in electronic or printed editions at (800) 588-5426.

Each fully updated report for mobile home communities is a comprehensive look at investment grade properties within a market. This enables owners and managers, lenders, appraisers, brokers and organizations to effectively benchmark those communities and make informed decisions.

About JLT Market Reports

For more than 20 years, professionals have trusted JLT Market Reports for timely and accurate management reports on land-lease communities. JLT Market Reports are published for 131 markets. They are recognized as the industry standard for manufactured housing industry data. In 2014, JLT & Associates merged its resources, skills and expertise with Datacomp, the industry’s oldest and largest national manufactured home appraisal company and number one provider of market data for the manufactured housing industry, and MHVillage, the premier website for advertising mobile homes for rent and sale nationwide. For more information, or to purchase complete JLT Market Reports, call (800) 588-5426 or visit www.datacompusa.com/JLT.

 

 

 

Mobile Devices and Trends for 2018

By
Dawn Highhouse
-
man-on-phone

Using a mobile device to browse homesHere in the United States, 95 percent of Americans own a mobile phone of some kind. The share that owns smartphones is now 77 percent. (Pew Research) Our mobile devices have become part of our lives.

We wake up in the morning to the alarm on our phone and immediately check texts and emails. In fact, Americans check their phones 150 times per day. (*) And so, more and more households are choosing smart phones, tablets, and e-readers over traditional desktop computers.

Because phones and tablets are so portable, home buyers aren’t sitting still. No longer tied to a desk, folks are shopping for homes while they are at restaurants, waiting in grocery lines and driving around to look at potential homes. At home, people use phones while watching TV or using other devices.

And this trend continues to rise. Mobile shopping has grown year-by-year and is expected to continue on an upward trajectory.2017 trends in mobile devices

Mobile Devices – What does this mean to you?

For one thing, it might change how you get your leads. We have seen a difference in how home buyers inquire about properties. On mobile devices, they are more likely to click-to-call than to type a long email. Texting is so popular that we added it as a feature to our mobile site earlier this year (The text leads are then emailed right to you).

It also should change how you respond to leads. In this new mobile-friendly world, people’s attention spans are shortening. They expect responses right away. They don’t want to wait.

Knowing that buyers aren’t the only ones using their phones, MHVillage added the MHVFastlead feature – so you know the minute a lead is sent.

Because more and more shoppers browse on their phones, we’ve been working hard at updating the mobile experience at MHVillage. We have programmers working constantly to improve the mobile interface. But don’t worry, we aren’t leaving you out of the mix! We’ve got some exciting announcements for our Professional users that will be coming out in 2018.

We can’t wait to share them with you!

(*) Source: Kleiner Perkins Caufield & Beyers

Manufactured Homes Shipped in October up 20.6 Percent from October 2016

By
Patrick Revere
-
Energy Efficiency for Manufactured Home Communities

8,613 New HUD-Code Homes Shipped in October 2017

In October 2017, new manufactured home shipments increased 20.6 percent to 8,613 compared to 7,144 homes shipped in October 2016.

Total shipments for October 2017 are 13.5 percent higher than September 2017.

Compared with October 2016, the trend shows across-the-board increases, with shipments of single-section and multi-section homes up by 28.9 and 12.5 percent, respectively. Total floors shipped in October 2017 increased 17.9 percent to 12,775 compared to October 2016.

Where FEMA Homes Shipped in October

Nearly 600 homes of the 8,613 homes shipped in October were FEMA units. Three states received FEMA units in October: Alabama (141), Maryland (17) and Texas (434). 

Shipments have increased each month this year when compared to last year. Shipments from January through October of this year total 77,034 homes compared with 67,055 homes in 2016, a 14.9 percent increase.

The seasonally adjusted annual rate (SAAR) of shipments increased to 91,761 in October 2017, up 6.1 percent from the adjusted rate of 86,495 in September 2017. The SAAR corrects for normal seasonal variations and projects annual shipments based on the current monthly total.

In conclusion, October 2017 saw 130 plants representing 35 corporations report production data, unchanged from September 2017.

The full MHI Monthly Economic Report© for October 2017 is available now for members at the Institute’s website.

Arkansas Settles in Favor of MH Owners, Residents

By
Patrick Revere
-
Award winners new mhi leadership

Fair Housing Update

In September of 2016, a young couple moved their manufactured home to McCrory, Arkansas, from a neighboring community.

Shortly after their move, the McCrory City Council passed an ordinance which stated no manufactured home could be sited in the city “unless it has a value established by a certified appraiser or a bill of sale of not less than $7,500.00.”

McCrory claimed the ordinance was necessary because it provided relief from over-crowding, was good for health and safety of McCrory residents, and promoted orderly growth in the community.

However, after the ordinance passed, the couple that had moved their home to McCrory was visited by the city’s police chief. He told them they’d have to move their home because it was valued at $1500 and did not comply with the city’s new valuation ordinance. Equal Justice Under the Law (“Equal Justice”), a D.C.-based legal aid organization, got involved and assisted the couple in filing suit against the City of McCrory.

Lawsuit Decries Practices Counter to Fair Housing

The 31-page, well- crafted original lawsuit labeled McCrory’s ordinance “a wealth-based banishment scheme, imposing a ‘fate universally decried by civilized people’” that essentially criminalized poverty.

The lawsuit asked for the Federal Court in the Eastern District of Arkansas to declare the ordinance unconstitutional.

Equal Justice was able to get the city to repeal the ordinance and according to a November 28, 2017 press release they finalized a settlement in the lawsuit.

JD Harper, who is Executive Director of the Arkansas Manufactured Housing Association has been following the case since its inception calls the case “a significant victory against zoning discrimination.”

He pointed out that the case has caused several other towns with similar ordinances to change their laws, too.

Editor’s note: MHVillage and the Manufactured Housing Institute partner on fair housing initiatives, and as part of that agreement, MHVillage will publish the MHI monthly fair housing update with this blog as well as its consumer blog www.MHVillager.com.

 

The 2018 Louisville Manufactured Housing Show- Look Who’s Talking!

By
Ellie Walker
-
2018 Louisville Manufactured Housing Show

2018 Louisville Manufactured Housing Show

The 2018 Louisville Manufactured Housing Show promises a full list of seminars by noted industry professionals!

The 2018 Louisville Show offers a full schedule of events and seminars in January.

Here are a handful of the scheduled speakers for this year’s event:

2018 Louisville Manufactured Housing ShowTammey Thomas
Panelist: How to Buy Manufactured Homes at the Louisville Show

Tammey is a hands-on owner and is active is all phases of the operation.  This family owned community of 272 spaces is located in Belmont, NC; just outside of Charlotte.  It’s recognized as one of the most professionally managed locations in the state.   With over 30 years of experience, they’ve learned what it takes to run a profitable, well-managed community.

2018 Louisville Manufactured Housing ShowKen Corbin
Growing Your Business

Ken Corbin is the recognized leader in exciting and informative programs aimed exclusively at the Manufactured Housing Industry…and here’s why!

2018 Louisville Manufactured Housing ShowFrank S. Bowman
Ask the Engineers: Beyond the Showroom – Installation & Cost-Effective Foundations

Frank is a motivated and versatile non-profit executive, with more than twenty five years of experience in project management, organizational development and effectively working with regulators and government officials. Frank has substantial knowledge of working with legislators, federal, state and local government agencies, administrators, contracting officers and regulators. He also has extensive construction project management experience and an expert understanding of actual construction issues.

For more information about the show and a full list of the seminars you can check out the:

Louisville Manufactured Housing Show site!

Staging A Home To Sell!

By
Ellie Walker
-
Staging Your Home To Sell

Are you staging your home inventory to sell?

We all know that first impressions can make or break a relationship. When staging a home to sell,  you want to be sure you are giving your buyers the best first impression you can!

What does “Staging A Home” mean?

Staging a home is more than cleaning and organizing personal belongings. It’s also different than “decorating” a home.

When you decorate a home you are showing the buyer your sense of style and personality.

VS.

When staging a home to sell you are arranging furniture, picking paint colors and changing decor to better show off the home and all of its benefits. 

Here are a few tips on staging a home to sell in the most beneficial way for the buyer:

Staging A Home To Sell

Clean it up and clean it out!

Be it interior or exterior, the ideal outcome is a “move-in ready” level of clean. This means organized cupboards, cobweb-free corners and an”eat off the floor” level of clean. We all know the need of de-cluttering available homes, but when it comes to selling homes you really want to be sure to have as many clean surfaces as possible. This allows the buyer to see the potential for their decor. Of course, ensuring the home is clean is an important tip, but often times when you’re getting ready for an open house or preparing for a showing, it’s worth hiring a cleaning service to come in and help out with the dirty work.

A fresh coat of paint goes a long way!

Not only does a fresh coat of paint give everything a new look, it also forces you to move the furniture in the process. Picking the right color also can be a tricky step depending on what your ideal impression of the home is.

“Home sellers are often advised to slap on a fresh coat of paint before listing their properties, but they shouldn’t overlook the impact of color.” – CBS News

“7 Paint Colors That Can Boost The Value Of Your Home”

The above article is super helpful in this area, since not only will a coat of paint freshen up the home in cleanliness it might also have an emotional impact connecting with the buyer!

Staging Your Home To Sell

Furniture and layout- Less is more!

While you might feel obligated to use all of the furniture in the home, you want to be sure to allow the home buyer to see their furniture in the space. You would be surprised how different a room can look and feel with just a few less pieces than what may normally be there. It’s important to allow the buyer some physical space to envision themselves in the home.

As for layout, simply placing all of the furniture up against the walls can make the room feel “boxed in”. However, you don’t want to have all of the pieces in the center obstructing the flow of the space either. There are a number of tips online that reference the best layout options for different rooms in a home.

“Square footage is important to homebuyers, so when you’re selling a house it’s important to maximize the space to appear bigger and highlight each room’s dual functionality to enhance buyer appeal.” –Tori Toth, Contributor w/ US News

“A Fool-Proof Plan For Setting Up Furniture When Selling Your Home”

Hopefully these steps will help you in this often overlooked yet crucial part of selling your homes!

P.S. Once you are ready to advertise your home, MHVillage offers several listing options for professionals! If you have any questions about how you can advertise with MHVillage, contact us!

Legislative Update: House Passes H.R. 1699

By
Patrick Revere
-
Innovative Housing Showcase affordable housing bus tour YIMBY

Strong Bipartisan Support Buoys ‘Preserving Access to Manufactured Housing Act’

Today, the U.S. House of Representatives passed H.R. 1699, the Preserving Access to Manufactured Housing Act, to remove regulatory burdens that have impeded financing for manufactured homes.

The bill passed with bipartisan support by a vote of 256 to 163.

It was supported by 27 Democrats, more than a 20 percent increase from the House vote on H.R. 650 in 2015.

H.R. 1699 is bipartisan legislation introduced by Representatives:

  • Andy Barr (R-KY)
  • Kyrsten Sinema (D-AZ)
  • Bruce Poliquin (R-ME)
  • Terri Sewell (D-AL)
  • David Kustoff (R-TN)
  • and Kathleen Rice (D-NY)

The bill addresses federal regulations that have jeopardized access to manufactured housing financing and disrupted the market. As a result, home values for existing owners have eroded. The legislation ensures that manufactured housing financing is available for consumers of manufactured homes.

MHI lobbies for H.R. 1699

The Manufactured Housing Institute’s government affairs team worked on Capitol Hill with House leadership. This includes the 65 bipartisan co-sponsors from across the country.

The grassroots outreach from MHI members and state executive directors – totaling moreH.R. 1699 than 2,200 calls/emails – was instrumental in helping Representatives understand the importance of the bill.

In addition, 35 companies sent a letter of support for the legislation, refuting claims by those speaking in opposition that the bill would only benefit one company. It is important to note that none of the members speaking against the bill had more than 1% of manufactured housing in their districts.

During the U.S. House of Representatives debate of the legislation, House Financial Services Chairman Jeb Hensarling (R-TX), Financial Institutions and Consumer Credit Subcommittee Chairman Blaine Luetkemeyer (R-MO), H.R. 1699 sponsor Representative Andy Barr (R-KY), and original cosponsors Representatives Bruce Poliquin (R-ME) and David Kustoff (R-TN), delivered strong remarks about the federal regulations that have impeded consumers from obtaining financing for manufactured homes and urged their colleagues to support this important bill.

“Under the CFPB’s regulations, many small-balance manufactured home loans are now being considered ‘high-cost.’  This means many people – particularly those with lower and moderate incomes who want to buy a manufactured home – are not able to buy that home. Their access to credit is being unfairly restricted through no fault of their own,” Hensarling said.

From The Floor on H.R. 1699

In his remarks, Representative Barr said, “Homeownership for many is part of the American Dream, but over-broad burdensome regulations arising out of the Dodd-Frank Act are limiting the ability of Americans to realize that dream. As members of Congress we have an obligation to protect the American people from regulations that harm their ability to purchase affordable homes for themselves and their families. We need to end government policies that are issued under the guise of consumer protection, when those policies actually are protecting Americans right out of homeownership.”

H.R. 1699H.R. 1699, the Preserving Access to Manufactured Housing Act, modifies the definition of “high-cost” loans so that manufactured home loans are kept from being unfairly swept under this designation simply due to their small size. It also excludes manufactured housing retailers and sellers from the definition of a loan originator so long as they are only receiving compensation for the sale of the home and not engaged in financing the loan.

MHI’s efforts to pass the Preserving Access to Manufactured Housing Act are multi-pronged. In addition to passage of the standalone legislation (H.R. 1699), MHI successfully included similar language in the House Financial Services Committee’s financial reform package (H.R. 10) and the House Fiscal Year 2018 Appropriations package.

Senate Action on ‘Preserving Access’

In the U.S. Senate, companion legislation, S. 1751, was introduced by Senators:

  • Joe Donnelly (D-IN)
  • Pat Toomey (R-PA)
  • Joe Manchin (D-WV)
  • Tom Cotton (R-AR)
  • and Gary Peters (D-MI)

Using a similar strategy as in the House, MHI is working to move the legislation through the regular legislative process. Also, it seeks opportunities to attach the language to other legislative vehicles that are moving. A key tenet of the Preserving Access to Manufactured Housing Act – language clarifying that a manufactured housing retailer or seller is not considered a “loan originator” simply because they provide a customer with some assistance in the mortgage loan process – was included in the Senate Banking Committee’s financial reform package (S. 2155), which will be considered in Committee next week.

Update:

On Dec. 6, the Senate Banking Committee passed legislation to clarify that a manufactured housing retailer or seller is not considered a “loan originator” simply because they provide a customer with some assistance in the mortgage loan process.

This content provided through a partnership between MHI and MHVillage.

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