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Rebuild How Homes Are Sold Online

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Trove is a new software company built exclusively for manufactured and modular home retailers. It ties together the three business solutions most dealers run through separate vendors — digital marketing, the customer-facing website, and the CRM — into a single connected system.

The company, founded and operated by brothers John and James Connelly, is betting on the convenience and efficiency of selling homes online in one continuous motion — attract, educate, convert, and close. And smart technology should be doing the heavy lifting at every step.

The new software startup is using cutting-edge technology to help manufactured home dealers attract more buyers, convert more leads, and close more deals. It replaces a paperwork-heavy sales process with the kind of modern shopping experience buyers expect.

Attract: Marketing that learns about the real buyer

Trove runs Facebook, Instagram, Google, and local SEO campaigns on behalf of dealers, but the interesting piece is the feedback loop.

“When a Trove site captures a lead, it lands in the dealer’s Trove CRM. When that lead closes, or doesn’t, the outcome syncs back to Facebook and Google,” Trove CEO John Connelly said. “The ad networks learn what a real manufactured home buyer looks like, and next month’s spend chases more of them.”

The platform also auto-syncs each dealer’s inventory to Facebook Shop, and runs an SEO program built for the era of ChatGPT,  because buyers increasingly ask AI assistants for recommendations before they ask Google.

Educate and convert: A Smart Digital Showroom

A Trove website is a full digital showroom out of the box. It catalogs and provides inventory management that is already connected to more than 150 homebuilding factories that auto-sync as offerings change. It works as a design studio that allows buyers to pick floor plans, finishes, and upgrades with live pricing and visualization.

“We have a property mapping tool that drops the home onto a satellite view of the buyer’s actual parcel with setbacks accounted for,” Trove President James Connelly said. “It also covers the everyday marketing-site essentials: a built-in blog, custom marketing pages and blog, full branding and domain control, and automatic SEO that ranks the dealer’s homes for hundreds of long-tail searches.”

Among these capabilities, three new features stand out this year.

Smart Renderings. A typical factory photo shows whatever finishes were on the line that day. When a buyer uses Trove’s Design Studio to pick cabinets, tile, countertops, and flooring, the platform generates a photorealistic, floor-plan-specific image of the home as the buyer has just designed it. Buyers fall in love with their home before they ever step on the lot. Factory order errors collapse because the dealer confirms the order against an actual image of the aligned configuration.

Smart Search. Buyers don’t think in checkboxes. They think in terms of  “3-bedroom under $80k with an open kitchen” or “something for a young family on a tight lot.” Trove’s natural-language search reads queries the way ChatGPT taught the world to expect, and surfaces matching plans from the dealer’s catalog instantly.

Smart Responses. Every Trove site comes with an AI sales assistant trained on the dealer’s specific catalog. It answers questions on home specifications, recommends floor plans, qualifies the lead, and books tours even at 9 p.m. on a Sunday, when no human is around. Leads stop going cold.

Close: A CRM that already knows what the buyer wants

The last mile is where most dealers leak deals. A buyer designs their dream home at 9 p.m., fills out an inquiry, and it lands in someone’s email inbox. The salesperson rebuilds the quote in a spreadsheet. Two days later, three competitors have already followed up.

“Trove’s CRM helps close that gap,” John Connelly said. “We find that the added focus of a 24/7 optimized system is that we are able to capture many more leads than most websites.”

The CRM ties directly into factory cost data for every plan in the dealer’s catalog. A salesperson opens a proposal, picks the home and the buyer’s design studio configuration, and the underlying invoice cost is pre-populated.

Standard dealer markups can be made to apply automatically.

Site-work estimates layer on next: foundation, utilities, skirting, decks, septic, permits, all from reusable line-item templates the dealer programs once.

Property site mapping drops in where it’s relevant, so the buyer sees exactly where the home will sit.

The output is one branded, line-itemed quote with the home, finishes, smart rendering, site work, totals, and signature block.

“That process goes from ‘I want a tour’ to ‘sign here’ in a single document,” James Connelly said.

Among the other capabilities, Trove takes command of…

Automated email and SMS. Drip sequences trigger on real events that the platform detects, like if a lead viewed a catalog, saved a design, scheduled a tour, or requested a callback. Sales reps can also fire one-off texts and emails directly from the contact record, with every message logged on the timeline.

Native integrations with industry-specific lead sources. Trove plugs directly into the systems dealers already get business from,  including factory programs operated by industry partners like Champion Homes. It pulls accepted leads straight into the CRM, pre-attributed and pre-routed, with no copy-pasting from one inbox to another.

A homebuyer portal that bridges shopping and ownership. Each customer gets a secure, branded portal with their assigned team member, their live project details and quote, their tasks, their required document uploads, and a single shared message thread. It’s the kind of experience people are used to from their bank, and increasingly expect from any large transaction.

Why It All Matters

The transaction for a manufactured home should be as easy or easier than most anything else purchased online.  With the right technology handling the marketing, the website, and the CRM as a single system, it doesn’t have to be.


MHInsider is the leader in manufactured housing news and is a product of MHVillage, the top marketplace for manufactured housing.

The Next Wave of Success in Factory-Built Home Retail

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Why the Future Belongs to Retailers Who Reach Conventional Homebuyers Earlier

Editor’s Note: John Ace Underwood is providing a series of articles to MHInsider on retail sales strategy that reach the site-built homebuyer. This is the first in a five-part series.

By John Ace Underwood

John Ace Underwood

For decades, much of the factory-built housing industry has operated from a relatively straightforward business model: build a sales center, generate and pull in traffic, and sell homes to the people who show up.For many years, that model worked reasonably well. Buyers were more familiar with manufactured housing, competition looked different, and the industry relied heavily on visibility, location, and walk-in traffic.

But today’s housing market has changed dramatically.The reality is that many conventional single-family home buyers never seriously consider factory-built housing at all. Not because they evaluated it and rejected it. Not because they compared it side-by-side against site-built alternatives and decided against it. In many cases, they simply never meaningfully encounter it during their home-buying journey.

That distinction matters.

Most conventional buyers begin their search online, but not with factory-built retailers. They engage with builder websites, realtors, housing portals, social media, model homes, and local developments long before they ever speak with a salesperson. Their perception of homeownership is often shaped months before a purchase decision is ever made.

And while many of those buyers may drive past a manufactured housing retail center, very few ever drive onto one.
Yet many of those same buyers would likely be surprised by the quality, residential appearance, design flexibility, speed of construction, and overall value today’s factory-built homes offer.

In many ways, the industry does not have a product problem nearly as much as it has a positioning and discovery problem.
For years, factory-built housing has often been discovered almost accidentally. A family member owned one. A friend recommended one. Someone happened to drive by a retail center. A buyer stumbled across a model online while searching for something else.

Accidental Discovery is Not Long-Term Strategy

The next wave of success in factory-built housing will not come from waiting for more manufactured home buyers to walk onto a sales lot. It will come from reaching conventional single-family home buyers earlier in their decision-making process and introducing them to the value factory-built housing offers before they emotionally commit to a site-built solution.

That requires a very different way of thinking about the marketplace.

One of the industry’s biggest misconceptions is the belief that manufactured and modular housing are already fully competing against conventional site-built housing. In reality, in many markets, they are not truly competing at all because large numbers of potential buyers never seriously enter the factory-built housing conversation in the first place.

That represents both the challenge and the opportunity.

The United States continues to struggle with affordable housing shortages, rising construction costs, labor constraints, and increasing barriers to homeownership. At the same time, factory-built housing has never offered more quality, more flexibility, or stronger residential appeal than it does today.

Yet manufactured and modular housing still account for less than 10 percent of new single-family housing starts nationally.
That should not be interpreted as a lack of opportunity.

It should be interpreted as evidence that the industry has not yet fully positioned itself within the broader housing conversation.

Manufactured Housing Seen in New Light

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Importantly, this change does not mean retailers need to abandon their traditional customer base or completely reinvent their businesses overnight. Nor does it mean manufactured housing retailers must become conventional home builders.

But it does mean they must begin learning how to market, position, and sell to conventional single-family home buyers who are currently shopping elsewhere.

This may prove to be one of the most important strategic shifts facing the industry over the next decade.

The retailers and community operators who grow moving forward will likely be those who become far more intentional about where buyers discover factory-built housing in the first place.

If the ideal future customer is not naturally visiting a sales center, the entire growth strategy cannot depend solely on increasing sales center traffic.

The industry must become visible where conventional buyers are already shopping and researching. That may involve stronger relationships with realtors, partnerships with developers, better online positioning, off-site model opportunities, land/home packages, builder-style marketing, or entirely different approaches to lead generation and customer engagement.

This is not about abandoning or even a fundamental change with manufactured housing itself. It is about expanding the audience exposed to it.

Realtors and Developers

One of the most overlooked opportunities in the industry today may be relationships with realtors and developers. Many real estate professionals still know very little about modern manufactured or modular housing. Many developers continue defaulting to conventional site-built solutions simply because factory-built options are not part of their normal conversations or planning processes.

Outdated perceptions continue to dominate much of the marketplace.

That creates tremendous opportunity for retailers willing to position themselves not simply as manufactured home retailers, but as housing solution providers participating in the broader single-family housing market.

The companies that thrive over the next decade will likely be those that stop waiting for buyers to find them and instead become active participants in how buyers discover, evaluate, and ultimately purchase homes.

This article is intended to introduce a larger conversation about where factory-built housing retail is headed and how independent retailers, community operators, and industry professionals can better position themselves for the future.

In my series of articles, we will explore why many of the industry’s best future customers never visit a sales center, how retailers can market more effectively to conventional home buyers, why realtors may represent one of the industry’s most underutilized growth channels, and how partnerships with developers could create entirely new opportunities for factory-built housing professionals.

The future opportunity for factory-built housing may be larger than it has ever been.

But the companies that benefit most will not be the ones waiting for more traffic.

They will be the ones willing to rethink how conventional single-family home buyers discover factory-built housing altogether.

John Ace Underwood is a recognized 35-plus-year veteran of the factory-built housing industry, specializing in sales leadership, organizational development, and growth strategies for retailers, communities, and manufacturers. His work focuses exclusively on helping retailers expand beyond traditional manufactured housing buyers and compete more effectively for conventional single-family home buyers.


MHInsider is the leader in manufactured housing news and is a product of MHVillage, the top marketplace for manufactured homes.

Michigan Manufactured Housing Association Meets Sept. 16-18 in Mt. Pleasant

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Soaring Eagle Casino and Resort in Mt. Pleasant, Michigan.

Three Days for Manufactured Housing Professionals at Soaring Eagle in Mid Michigan

Soaring Eagle Casino and Resort is the venue for the 2026 Michigan Manufactured Housing Association Convention, Sept. 16-18, in Mt. Pleasant, Michigan.

The event will begin with a welcome reception and dinner, followed by a full day of exhibitors and speakers.

“We anticipate a good cross-section of the industry attending from all parts of the state, as well as some industry professionals from other states who do business here,” MMHA President and CEO John Lindley said. “We have remarkable content, a fantastic environment for a professional meeting, an array of industry exhibitors, and an awards program that honors career achievements and great work done in the state of Michigan.”

For 85 years, the association has been building communities, promoting factory-built housing, and supporting the organizations and individuals in the manufactured housing industry.

Soaring Eagle is a casino and resort with conference spaces is located in central Michigan.

Thursday morning at the conference begins with a breakfast in the Black River Banquet Room, with opening remarks from association board chairman Jarrett Levine, an industry attorney who represents property owners. Lesli Gooch, CEO of the Manufactured Housing Institute, will provide an industry update and an overview of emerging opportunities in manufactured housing. There will also be a manufacturers panel, a talk from a demographer on population, social, and geographical trends that impact housing, as well as a housing overview from Eric Finnigan of John Burns Research.

Thursday afternoon provides an opportunity to visit exhibitors to learn about the latest innovations from industry services and supply professionals. MMHA is also hosting an outing at Buck’s Run Golf Club from 1-5 p.m. Painting with a Purpose, from 1-3 p.m., is a fundraiser for the Harvest Foundation, which supports students in Michigan who are pursuing careers in RV, camping, and manufactured housing.

That evening is a reception and awards dinner.

Friday morning starts with breakfast and goes into a legislative and political panel geared toward operators of manufactured home communities.


MHInsider is the leader in manufactured housing news and a product of MHVillage, the top marketplace for manufactured housing.

New York Awards $19 Million for Factory-built Affordable Homes

Manufactured Housing Industry, Manufactured Housing, Factory-Built, Fair Housing, MHInsider Magazine
New York State in 2026 has paid a lot of attention and provided increased funding for affordable housing.

New York state is directing more than $19 million toward the construction of 56 factory-built starter homes as part of Gov. Kathy Hochul’s effort to expand affordable homeownership.

The funding, awarded through the second round of Hochul’s MOVE-IN NY program, will create new homes in the cities of Amsterdam, Auburn, Lackawanna, and Schenectady and the town of East Hampton.

The program uses CrossMod homes, which are manufactured in factories and can be built in a fraction of the time and at nearly half the cost of standard site-built construction. State officials say the typical cost to build a small single-family home onsite in New York has climbed to more than $450,000.

The new homes are expected to be sited this summer and will be sold below the cost of construction to low- and moderate-income buyers.

Four organizations received awards: the AHA Development Corporation, $3,025,000 for 10 homes; the Capital Region Land Bank, $6,655,000 for 22 homes; the Lackawanna Housing Development Corporation, $2,420,000 for 8 homes; and the town of East Hampton, $7,040,000 for 16 homes.

The latest awards bring the total number of homes funded through MOVE-IN NY to 128. The program is backed by $50 million secured in the state’s fiscal year 2025-26 budget.

Hochul has also proposed an additional $100 million in her fiscal year 2027 executive budget to further expand the program.


MHInsider is the leader in manufactured housing news and is a product of MHVillage, the top marketplace for manufactured housing.

Zippy Implements Blockchain to Grow Market

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One Digital Lender Looks to Build Capital Markets

America’s housing affordability crisis has many proposed solutions. Few are as ready and as scalable as manufactured housing.

Modern manufactured homes compete on design, energy efficiency, and price in ways the industry has never seen. Zippy, a digitally native lender, argues it is no longer the home that is holding the industry back.

The next hurdle is the capital market that finances manufactured homes.

Ben Halliday, Zippy’s CEO, sees blockchain as a meaningful part of the answer. It brings truth, efficiency, and transparency to a market that has historically been opaque and inefficient, he said.

Paired with the company’s broader infrastructure build, including automated underwriting, digital servicing, and standardized data systems, it is a powerful stimulant to the market potential manufactured housing has long held.

“We always thought: one day we could build an originator and a servicer, and then create a marketplace, more investors bidding to buy more loans, and the market gets to grow. We shouldn’t be 6 or 7 percent of homes if a huge portion of the country wants an affordable home.”

The Cost of an Inefficient Market

In the mortgage market, trillions of dollars of assets trade hands through standardized documentation, transparent performance data, and liquid secondary markets. 

Because investors can easily buy, sell, and price those assets, capital flows in from everywhere, competition intensifies, and costs compress. Borrowers benefit directly, in the form of lower rates.

Manufactured housing operates with a fraction of that infrastructure.

Loan pools are relatively difficult to compare, expensive to diligence, and slow to trade. That illiquidity means fewer investors participate, less capital competes for manufactured home loans, and the cost of that capital stays higher than it needs to be.

Higher capital costs translate directly to higher interest rates for consumers, which determines how much home a buyer can afford and ultimately limits how many homes the industry sells.

Building the Foundation

Before co-founding Zippy with Jordan Bucy, Halliday was a member of the founding team that built J.P. Morgan’s Technology and Disruptive Commerce group, where he saw firsthand the impact of capital efficiency and innovation. He also lived the manufactured housing financing problem as a community owner, selling homes and building performing loan portfolios with no efficient way to sell them. Zippy was built from the ground up to address this, one layer at a time: digital origination with no paper, a controlled data infrastructure ensuring every loan is documented and reported in exactly the same way, and servicing built to the same standard.

“We created a control infrastructure where the loans are highly uniform, regardless of whom they’re sold to, with a rich amount of data,” Halliday said. “That took years of engineering to get right. That standardization is the source of what eventually goes onto the blockchain.”

The company’s institutional partnerships reflect the same discipline. BrandFoundry, Zippy’s first strategic investor, shaped the consumer and dealer experience. FirstBank of Tennessee established the legal, risk, and compliance foundation built to stand the rigorous test of time and institutional diligence. And most recently, Forum Markets, an equity investor and platform purpose-built to tokenize real-world credit assets. Each step is intentional. Each one is an acceleration toward a larger vision for the industry, Halliday said.

Where Blockchain Comes In: Truth Over Trust

Halliday calls the core value of blockchain “truth over trust.” As loans are originated and serviced, their characteristics and monthly performance are written to a digital ledger. Once recorded, the data cannot be changed. An investor evaluating a pool can see the full history permanently and transparently, creating an investable benchmark against which manufactured home loan performance can be measured. It also makes historical abuses in asset-backed finance, such as pledging the same collateral to multiple buyers, effectively impossible.

“While we hope investors trust us, we are also very comfortable proving it,” Halliday said.

How Tokenization Works

Once a loan pool’s data is on chain, tokenization creates a new mechanism for trading it. Ownership interests in a defined loan pool are represented as digital tokens, each corresponding to a defined economic stake. Instead of investing $50,000 in just one home loan for example, an investor can purchase 50 tokens each representing $1,000 of a $10 million pool that spreads risk and return across 200 loans, for instance, to earn a proportional return, and sell that interest to another qualified buyer through the platform.

“If you decide to buy, it is the press of a button,” Halliday said. “You bid. The seller accepts. Ownership transfers on the digital ledger. Because we made the transaction easy, the price is a real market price, not an illiquid one.”

This infrastructure is designed to work alongside the traditional structured finance process, not replace it. Investment banks, rating agencies, and institutional loan buyers bring discipline, scale, and credibility to the asset class. What tokenization does is drive down the cost of larger transactions already happening and extend the benefits of that rigor to smaller pool sizes that have historically been too small to justify a full structured transaction. The goal is to widen the market for everyone. Both traditional and new players benefit when the infrastructure gets better.

How the Ecosystem Works

For asset managers evaluating manufactured housing credit, the combined infrastructure creates a clear participation pathway into and out of the market.

A digitally enabled originator like Zippy originates and services standardized loans, with every loan documented and tracked uniformly from day one. Loan investors provide the aggregation capital that creates homeownership. As loans season, that capital builds toward a performing pool with a clear path to liquidity, managed through an integrated tokenization platform such as Forum Markets.

A New Opportunity for Community Owners

Community owners are already experienced managers of institutional capital. Historically, supporting homeownership has meant creating arrangements largely from scratch: custom small-pool mortgage contracts, lease-purchase agreements, negotiated individually with limited to no secondary market access.

Tokenization creates an entirely new way to formalize and scale that expertise. By originating standardized loans through a digitally enabled originator, a community owner can build a branded loan pool reflecting their underwriting philosophy, their knowledge of their residents, and their standards for the communities they manage. Those pools can be tokenized in customized structures designed to meet the specific risk and return demands of their investor base, with participation shared across multiple asset managers and community partners.

This represents an AUM expansion opportunity in a separately tradable asset class that supports community growth, creates new earnings for investors, and expands access to homeownership simultaneously.

Opening the Market to the World

A more efficient, open market also opens the door to international investment. U.S. mortgage-backed assets have long attracted significant international capital. Manufactured housing, without standardized infrastructure, has been largely inaccessible to those buyers. A transparent, tokenized, compliant platform changes that directly.

Progress and Scale

Forum Markets has already purchased a portfolio of performing manufactured home loans onto its own balance sheet, holding those loans and earning the yield as it builds and validates the tokenization platform on which those assets will trade. As Forum creates the first tokenized manufactured housing loan pool, the goal is to prove the process so that when other originators and community owners want to follow, the path is frictionless.

“We were able to watch the first loans enter the ledger,” Halliday said. “It was genuinely cool to watch history in real time.”

Forum Markets chairman and CEO McAndrew Rudisill said the investment in Zippy reflects the kind of opportunity Forum was built to pursue: real-world credit assets ready to be made more transparent, more liquid, and more accessible to global capital.

“Zippy has spent years engineering the standardized origination and servicing infrastructure that makes manufactured housing investable at scale, and we’ve already put that to work, acquiring a portfolio of performing manufactured home loans onto our balance sheet as we build the first tokenized MH loan pool together. This is a company executing on a clear vision in a market with enormous untapped demand, and we’re proud to be a strategic partner in unlocking it,” Rudisill said.


MHInsider is the leader in manufactured housing news and is a product of MHVillage, the largest marketplace for manufactured housing.

First New Community in Decades Opens in Miami

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Cottage Grove, a new manufactured housing community in Miami. Images courtesy of RHP Properties.

Michigan-based Operator Provides New Homes, Family Amenities

Florida has a large concentration of manufactured housing communities of all varieties, but one vital area of the state has seen no growth in new communities for many years. Miami, one of the top destinations in the Sunshine State, now has its first new community in 30 years.

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RHP Properties, based in Michigan, recently announced that the first phase of construction at Cottage Grove, a new all-ages community in southwest Miami, is complete.

“We are excited to announce our newest community, offering 5-star amenities at affordable prices for families. This new housing supply is coming at a time when it is most needed,” RHP Properties CEO Ross Partrich said. “Cottage Grove provides a path to homeownership in Miami-Dade County at a price point that is otherwise difficult to achieve, while replacing capacity that has been lost to redevelopment.”

Cottage Grove’s 349 new manufactured housing sites address a critical gap in Miami-Dade County housing supply at a time when rising home prices and construction costs are putting homeownership out of reach for many families, and at a time when supply is shrinking due to redevelopment. In the past year, more than 1,100 manufactured housing sites have been removed or are slated for removal, and new manufactured housing has been virtually non-existent in Dade County for decades.

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The clubhouse at Cottage Grove.
manufactured housing community pool rhp properties new miami community gottage grove

The community provides convenient access to everything Miami has to offer and features brand new, modern multi-section homes in a luxury-inspired, amenity-rich setting at an affordable price point. With homes starting at $129,900, the community will offer spacious, four-bedroom single-family residences with open floor plans, multiple living areas, and kitchens equipped with stainless steel appliances and islands. There is access to two primary arterial corridors in Southwest Miami-Dade County, connecting residents to US-1 and the broader Miami metro area. Residents will benefit from the nearby 100-acre redevelopment of Southland Mall into Southplace City Center, a mixed-use project featuring retail, medical, hospitality, and residential components, as well as the proposed southwest extension of the Dolphin Expressway, enhancing east–west connectivity to the regional expressway and Florida Turnpike system across South Miami-Dade. Additional nearby attractions include the Sports Performance Hub campus, a large-scale project incorporating athletic, medical, and hospitality uses.

Cottage Grove is designed for an active lifestyle. It includes a large pool with a sun deck, a contemporary clubhouse, fitness center, yoga and lounge rooms, scenic biking and walking trails, and serene gazebos.

The playground, expansive green spaces, and gated entrance add to the community’s appeal for families. Model homes became available for tours in the early summer, with the first home sales closing by mid-summer.


MHInsider is the leader in manufactured housing news and is a product of MHVillage, the top marketplace for manufactured housing.

2026 RV/MH Hall of Fame Members Inducted

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Jim Joffe. Photo courtesy of the RV/MH Hall of Fame/Shawn Spence Photography.

Annual Induction Dinner in Elkhart Honors Five MH Veterans

On Monday, Aug. 17, 2026, five new members of the RV/MH Hall of Fame from the manufactured housing industry were enshrined.

Each year, five professionals from each industry are chosen for induction into the RV/MH Hall of Fame.

“Recently, the Recreational Vehicle and Manufactured Housing Hall of Fame selection committees held meetings to review in detail all the nominations submitted for consideration of induction in the 2026 class of the RV/MH Heritage Foundation,” RV/MH Hall of Fame Executive Vice President Ryan Szklarek said. “We were impressed with the number and quality of nominations.”

Below are some career highlights of the five nominees from the manufactured housing industry, followed by the list of the RV nominees.

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2026 MH Hall of Fame Class. Photo courtesy of RV/MH Hall of Fame/Shawn Spence Photography.

2026 Hall of Fame Honorees

Jim Breen — Alta Cima Corporation

Nominated by longtime employee Liz Sarsam, Breen began his career in 1991 with Prestige Homes. He was initially hired to furnish and decorate model homes, within a year was brought to the sales team, and within 18 months of employment, was the top seller in the company’s 14 locations. Breen was assigned as the manager of Prestige’s lowest performing sales center, a location the company planned to close, and brought the struggling home sales operation up to the company’s most productive. In 2000, Breen founded Alta Cima, a single-location liquidation center that evolved into one of the country’s most innovative and expansive home retail businesses, under the name Factory Expo, with 20 locations in 15 states and annual sales of more than $200 million.

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Jim Breen. Photo courtesy of the RV/MH Hall of Fame/Shawn Spence Photography.

“We had a unique method of selling homes,” Breen told attendees at the induction dinner. “We were a pioneering business. Nobody thought we were going to be able to pull it off.

“Fighting against all the odds and making it happen,” he said. “We’ve been proving that we could do it for the last 30 years.”

Breen also acquired Dealers Network, a separately run franchise of home sales centers that provide opportunities for professionals who want to own and operate their own manufactured home sales center. Dealer Network has 16 locations in eight states. Breen is on the executive committee for the Manufactured Housing Industry of Arizona, where he has been a member and volunteer for many years.

He is a Trustee Club contributor to the Manufactured Housing Institute and has been honored with the President’s Award through the MHIA. Supporting letters for Breen’s nomination came from longtime Arizona executive Ken Anderson, Terry Gleeson of Valley Wide Enterprises, and Adventure Homes founder Wally Comer.

“Jim’s career is a testament to his vision and work ethic,” Gleeson said. “He started by selling furniture and staging model homes before transitioning into manufactured home sales, where he quickly became the top salesman at his company. In 2000, he founded his own firm, pioneering internet sales and creating new ways for families to realize the American Dream of homeownership.”

Robert Blair Young — Blair Group
professional headshot bob young hall of fame inductee 2026 elkhart aug 17
Young

Young, nominated by longtime employee Cyndi King, started his career in the early 1970s as an executive with Citibank in New York, buying home loans and providing chattel floorplan lending for retailers.

Young told the audience the manufactured housing industry changed his life.

“It changed my career and my life,” he said. “This industry gave me more than a career, it gave me a lifelong purpose.”

In 1980, he went to work for Intercoastal Communities in Florida, where he was instrumental in the development of seven communities with 1,100 homesites catering to active adults. Young established Blair Group in 1988, and built his own business in the development of 55+ manufactured home communities, largely in partnership with Palm Harbor and Fleetwood Homes. He developed five communities with 3,864 homesites.

Young has served for decades, including in leadership roles, with the Florida Manufactured Housing Institute, and is a longtime member of MHI’s National Communities Council. He has won several FMHA awards, including the President’s Award, and hosts an annual charity golf tournament that supports the Make-A-Wish Foundation. Supporting letters for Young’s nomination came from longtime executive Joe Stegmayer, industry finance expert and advocate Dick Ernst, and CEO and owner of Murex Properties Steven Adler.

“Bob was an accomplished builder/developer who provided great value for his residents, and a community they could all be proud of,” Ernst said. “Most of Bob’s residents were long-term residents, and the same could be said for Bob’s employees. If anyone demonstrated what the best of an industry could be, it was Bob.”

Steve Case — Real Estate Investor, Educator, SECO Co-Founder
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Case

Case, nominated by Pentagon Properties founder and SECO Co-founder Spencer Roane, has been a real estate investor in RV properties, manufactured home communities, multi-family, and self-storage for nearly three decades, early on pursuing a series of “turnaround parks” that required extensive hands-on effort in the relocation of homes, home infill, utility upgrades, and operational re-engineering. The experience helped position Case to acquire a portfolio of more stable communities that could be a long-term investment. In 2003, Case founded Mobile Home University to serve as an educational and training platform for those who wanted to come into the industry.

“I feel very humbled,” Case said in accepting the honor. “I have been able to work with some great people to make some change..”

Case is a co-founder of SECO, the annual manufactured housing industry conference held in Atlanta, and has put to use his knowledge of the industry and relationships with an array of community owners/operators, transport and install professionals, lenders, and other service and supply providers to help build the event’s educational sessions. Case has dedicated years of service to the Georgia Manufactured Housing Association. Supporting letters for Case’s nomination came from Chuck Meek of Bay Acceptance Corporation, Paul Chase of Ironhorse Communities, and Mark Titshaw, of Stonegate Management Group.

“Steve’s passion for training and mentorship is a hallmark of his career,” Titshaw said. “Drawing on his prior military service, including 20 years in the U.S. Air Force, where he served in instructor roles, he has brought that same commitment to instructing, guiding, and empowering others in the MHC space.”

Evan Atkinson — Clayton Homes of Frazeysburg
professional headshot evan atkinson hall of fame inductee 2026 elkhart aug 17
Atkinson

Atkinson came into the industry on the heels of his grandparents, who started a retail dealership in Ohio.

“They built it on hard work, integrity, and perseverance,” Atkinson said of his grandparents while accepting the honor. “Some of my proudest accomplishments have been not what we built but that we built it together.

“This award has my name on it, but it belongs to all of you,” he told his family and his team.

Nominated by Shawn Carnahan of Adventure Homes, Atkinson has spent 43 years in the retail of manufactured homes, having owned and operated Williamsburg Square from 1983 to 2015, at which time he became general manager of the Clayton Homes home center in Frazeysburg, Ohio.

In 2018, the Frazeysburg location was named MHI’s Midwest Dealer of the Year. Atkinson has been on the executive committee for the Ohio Manufactured Homes Association for more than 30 years, including several years as president. He served for 13 years on the Ohio Manufactured Homes Commission and testified on behalf of the industry several times before the Ohio General Assembly. Supporting letters for Atkinson’s nomination came from Tim Williams of the OMHA, George Gunnell, a regional manager with Clayton Homes, and Jack Zide, the current GM for the Frazeysburg location.

“I received the privilege to come work alongside Evan in 2018 as part of a succession plan (for him) to slowly step away from day-to-day operations,” Zide said. “The first day I began working with Evan I realized there were people and businesses that talked about ‘doing the right thing’ and ‘taking care of customers’ and there were people who really did it. The amount of integrity and genuine concern for customers that I have witnessed firsthand from Evan has shaped who I am and who I strive to be as a leader and provider.”

Jim Joffe — J&H Asset Property Management
professional headshot jim joffe hall of fame inductee 2026 elkhart aug 17
Joffe

Joffe, nominated by Maria Horton of J&H and formerly of Newport Pacific, has spent 40 years in retail sales and property management, founding both Home Quest Manufactured Home Sales, a leading California dealership, and J&H, which manages more than 100 manufactured home communities. He serves on the board of the California Manufactured Housing Institute, continues to dedicate time to the Western States Manufactured Housing Association, and has served on multiple municipal task forces in LaVerne, Rialto, and Visalia.

In acceptance of the honor of induction into the hall, which comes with the patented green jacket, Joffe took immediate possession of the experience.

“I took all the tags off and slept in it last night, so you can’t take it back,” Joffe said of the jacket.

Joffe has been honored with WMA’s William E. Carr Award, a Lifetime Achievement Award from CMHI, and his dealership won Orange County Business Journal’s Small Family Business Award.

“I love every job I’ve ever had,” Joffe confessed to the event’s attendees. “I love working.”

Supporting letters for Joffe’s nomination came from Barry Cole of Manufactured Housing Insurance Services, industry attorney Michael Mihelich, and Keith Casenhiser of Bessire and Casenhiser.

“Jim Joffe is a strong leader and a deeply generous individual, dedicated to helping those in need,” Horton said in her nomination papers. “He runs programs in his communities that provide crucial assistance, including rental support and home maintenance services. His efforts help residents maintain their homes and preserve property values, ensuring the well-being of the entire community.”

The 2026 RV Inductees

Bob Been – Dealer
Affinity RV | Prescott, Arizona

Bryan Brady – OEM
Heartland RV | Elkhart, Indiana

Dr. Richard Curtain – Advisor
University of Michigan | Ann Arbor, Michigan

Gary Enyart – Supplier
Cummins | Maple Grove, Minnesota

Bill Scheffer – Association
MMHRVCA | East Lansing, Michigan


MHInsider is the leader in manufactured housing news and is a product of MHVillage, the top marketplace for manufactured housing.

The Future is Now: Construction Techniques That Seem Unreal

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By Nikki Greenberg

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Nikki Greenberg, housing futurist.

Construction is changing faster than most people realize. For decades, the industry has operated in largely the same way. Labor-intensive. Sequential. Slow. But today, a convergence of robotics, materials science, and advanced manufacturing is reshaping at a fundamental level how we build.

What once felt futuristic is operational. These technologies are not decades away. They are being tested, deployed, and scaled right now. For those in manufactured housing, this is not just innovation. It is a defining moment. An opportunity to lead how homes are built, delivered, and experienced.

Build Beyond Earth: Construction on the Moon and Mars

If you want a glimpse of the future, look beyond Earth. Through the Artemis program led by NASA, the objective is not just to reach the Moon, but to stay there. That requires infrastructure, including landing pads, roads, and long-term habitats.

Companies like ICON are developing advanced 3D printing systems designed to build using lunar soil. This removes the need to transport materials from Earth. Their Olympus system uses high-powered lasers to transform regolith into construction-grade material, following a “live off the land” approach. They have already brought this concept to life on Earth. It 3D printed a full-scale simulated Martian habitat, Mars Dune Alpha, designed in collaboration with Bjarke Ingels Group at NASA’s Johnson Space Center.

Space construction demands extreme efficiency. No waste. No redundancy. Every element must perform. These constraints are accelerating innovation at a rapid pace. The lessons learned will not stay in space. They will flow back into terrestrial housing, particularly in areas where speed, cost, and resource efficiency are critical.

Growing Buildings: The Rise of Mycelium

What if buildings could be grown instead of built? Mycelium, the root structure of fungi, is emerging as one of the most compelling materials in construction. Acting as a natural binding agent, it transforms agricultural waste such as straw or sawdust into solid building components.

The result is a material with strong thermal and acoustic performance, natural fire resistance, and minimal environmental impact. Instead of extracting and assembling, we are beginning to grow materials using biological processes.

For manufactured housing, this opens the door to scalable, low-cost, low-carbon materials that align with both affordability and sustainability goals.

Nature as Infrastructure: Moss and Living Systems

Nature is no longer something we design around. It is becoming part of the system itself.

Moss is now being used in bio-receptive concrete that allows it to grow directly on building surfaces. Unlike traditional plants, moss does not require soil or deep roots. It absorbs nutrients from the air, making it highly adaptable to vertical surfaces in urban environments.

The benefits are both practical and immediate. Air purification. Thermal insulation. Noise reduction. Minimal maintenance.

For manufactured housing communities, this presents an elegant solution. It enhances livability while reducing operating costs, without introducing complexity.

Materials That Adapt: Color-Changing Facades

Materials are becoming responsive. Researchers at the University of Chicago have developed a façade material that adjusts its thermal behavior based on temperature. On hot days, it emits heat. On cold days, it retains it. The effect is similar to adjusting layers of clothing throughout the day.

Autonomous Construction: Robots That Build

Automation is no longer limited to factories. It is arriving on construction sites.

The Hadrian X system can lay more than 1,000 bricks per hour with millimeter precision. It reads a digital model and translates it directly into physical construction.

For manufactured housing, this represents a critical shift toward industrialized construction on site. It enables consistency, reduces reliance on scarce labor, and supports scalable delivery at a time when demand continues to outpace supply.

Smart Skins: Buildings That Produce Energy

Traditionally, façades have been passive. They separated inside from outside. Today, they are becoming active systems that generate energy and optimize performance. Building-Integrated Photovoltaics embed solar technology directly into materials such as glass, cladding, and roofing. Companies like Tesla and GAF have already introduced this concept through solar roof shingles.

Combined with adaptive systems that regulate light, heat, and airflow, these technologies significantly reduce reliance on mechanical systems.

For manufactured housing, this creates a new value proposition. Lower utility costs. Greater energy independence. The ability to generate and even export energy. Homes shift from being a cost to becoming a contributor.

Final Thought

The future of construction is not theoretical. It is already taking shape across job sites, factories, and even on the moon. The real question is not whether these technologies will scale. It is who will lead their adoption. Manufactured housing is uniquely positioned to do so as it already operates at the intersection of efficiency, scalability, and innovation.

As construction evolves from manual processes to intelligent systems, the leaders in this space will not just build homes. They will redefine how housing is delivered for generations to come.

Nikki Greenberg is a globally recognized futurist and strategic executive advisor with over two decades of experience in real estate development, urban innovation, and technology-driven transformation.


MHInsider is the leader in manufactured housing news and is a product of MHVillage, the top marketplace for manufactured housing.

MHInFocus Releases Second Episode of First Season, Interview with MHI’s Lesli Gooch

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MHI CEO Lesli Gooch joins MHInFocus for an interview on how the manufactured housing industry is helping people achieve the American Dream of homeownership.

MHInFocus, a short-form video series based on conversations with top performers in the industry who will provide leadership insight and inspiration for manufactured housing professionals nationwide, has released its second episode of the first season, an interview with MHI CEO Lesli Gooch.

The series, a new product from MHVillage and MHInsider, launched July 14, carrying an interview with Yes Communities President Cody Pearce.

The first season of MHInFocus is sponsored by Cavco Industries, a leader in the construction of factory-built homes, with a supporting sponsorship from Yardi property management software, and an episode sponsorship from Uniti, an agentic AI provider for the manufactured housing industry.

In addition to the first two episodes, season one of MHInFocus includes interviews with industry leaders Sam Landy, president of UMH Properties, Occupi co-founder and CEO Taylor Peake, and Cesar Mascorro, Jr., founder and president of Manufactured Home Sales Mastery.

Interviewees throughout the series share with the MHInsider audience lessons learned during their time in the industry, stories about their formative years, inspiration that carries each through their daily efforts, and thoughts about where the industry is headed and why.

MHInsider has a national audience of more than 44,000 industry professionals who will receive the new MHInFocus video interviews. MHInFocus content will land in the inbox of the publication’s controlled circulation participants once per month, in a fashion that is similar to the current MHInsider email newsletter.

MHVillage.com is where industry professionals list their homes for sale or rent, promote communities, and advertise products and services that help maintain and grow a business. The site garners about 25 million annual unique visitors and generates about $3 billion in annual home sales.

“MHInFocus continues the tradition of creating meaningful formats for manufactured housing professionals to refine their businesses and better understand why we do what we do for the housing market and for the consumers who are looking to buy our homes,” MHVillage Co-President and Chief Business Development Officer Darren Krolewski said.

Each season of MHInFocus will consist of…

  • Five episodes
  • A series of easily consumable 3- to 4-minute videos
  • A landing spot to revisit the content outside of the email inbox
  • Information on sponsors and sponsorship opportunities

For more information on the MHInFocus video series, visit MHInFocus.com, or contact MHInsider Publisher Patrick Revere at patrick@mhvillage.com or (616) 888-6994. The MHInsider advertising and sponsorship sales team can be reached at (877) 406-0232.


MHInsider is the leader in manufactured housing news and is a product of MHVillage, the top marketplace for manufactured housing.

JPMorganChase Deploys $750 Billion for Housing Through 2035

JPMorganChase in New York City.
JPMorganChase has announced a substantial increase in capital allocated toward affordable housing.

‘American Dream Initiative’ Up by More Than $200 Billion… considering innovative construction options such as modular and manufactured homes as possible new loan product offerings

JPMorganChase intends to deploy over $750 billion through 2035 to increase housing supply and support homeownership in the United States. This marks a nearly 40 percent increase in the firm’s housing capital deployment compared to the past decade, and includes financing for 1,000,000 affordable housing units and helping 500,000 homebuyers purchase homes.

The announcement is part of JPMorganChase’s American Dream Initiative, a multi-year effort to expand opportunity to millions of Americans and future generations through targeted investments in local communities. As the nation’s largest multifamily lender and residential bank mortgage lender, JPMorganChase has a track record of expanding affordable housing supply and supporting homeownership, bringing the scale and expertise needed to help address the country’s housing challenges.

In the firm’s role serving all housing stakeholders, JPMorganChase will deepen collaboration with policymakers and community partners to accelerate and scale state and local solutions — such as streamlined zoning, building codes, permitting, expanded tax credits, and public-private partnerships — that help create more housing at all income levels. With the right policies in place, the firm intends to provide more capital for housing and home buying to ultimately help improve housing access and affordability across the country.

“An affordable and resilient housing market is essential to driving economic growth and increasing opportunity,” said Michelle Herrick, head of commercial real estate for J.P. Morgan. “We’re focused on helping more people access quality housing they can afford — and we’re working across the real estate community, local governments, and nonprofits to scale housing solutions throughout the U.S.”

JPMorganChase’s American Dream Initiative is a multi-year effort to expand economic opportunity by scaling local solutions that help the economy work for more people, the firm stated. Through the initiative, the firm provides financing, facilitates capital, offers advice, training and tools, and advocates for policy solutions to help people start and grow small businesses, find affordable places to live, save and plan for their financial futures, get good jobs, access quality healthcare and strengthen local institutions.

“Homeownership has always been at the heart of the American Dream. Owning a home can transform lives — providing stability, helping families build wealth, and creating a sense of community,” Grzebin said.

said. “Our goal is to make the path to homeownership clearer and more accessible for more people, wherever they are in their financial journey.”


Through expanded financing and policy engagement, firm will help build or preserve 1,000,000 affordable housing units and help 500,000 customers purchase homes.

-JPMorganChase

Bring Scale, Expertise to Tackle Affordability

By directing more than $750 billion in capital toward this initiative with a broad suite of financial solutions and local expertise, the firm is reinforcing its support for renters and homeowners at every stage of their housing journey, including through:

  • Expanding housing financing: Increasing capital deployed through available tools such as debt, equity, and grants to build or preserve housing supply, in partnership with developers, owners, non-profits, and governments, including financing 1,000,000 affordable units over the next decade.
  • Increasing homeownership opportunities: Helping 500,000 customers — including 200,000 first-time homebuyers — purchase homes by increasing mortgage lending by more than 40 percent, hiring 850 new home lending advisors, introducing new digital tools, and considering innovative construction options such as modular and manufactured homes as possible new loan product offerings. The firm will also work with organizations to help lower mortgage costs and improve long-term affordability, including through down payment assistance.
  • Advancing policy advocacy and research: Using data-driven insights to identify gaps in the market, the firm will leverage the JPMorganChase PolicyCenter and Institute to translate research into evidence-based policy recommendations and to direct our resources to where they will have the greatest impact. The recently launched Building Blocks series examines state and local policy opportunities to increase housing supply.

“We know we have a role to play in helping the American Dream to be more achievable, that’s why we’re looking at all the ways that our firm can take action,” Grzebin said. “Since we’re involved in virtually every facet of the housing industry, we can leverage opportunities across the firm to help grow and sustain manufactured and modular home development, whether that’s investing in the companies that are doing this work or serving as their bank.” 

Create Ecosystem for Affordable Housing

To help ensure capital can be leveraged most effectively to support the housing ecosystem, drive affordability and expand access to homeownership, the firm will expand support for pro-growth housing policies that reduce barriers, accelerate housing production, and allow for additional lending, including:

  • Increasing housing supply: Supporting the implementation of the 21st Century ROAD to Housing Act, which includes dozens of provisions that will help expand housing affordability, streamline development processes, and improve pathways to homeownership for families across the income spectrum. JPMorganChase has supported a number of these provisions, such as the Accelerating Home Building Act, the Housing Supply Expansion Act, and the Helping More Families Save Act.
  • Expanding access to homeownership: Continuing to support efforts to harmonize standards and processes among key housing finance institutions and federal programs to reduce costs and improve efficiency in the secondary mortgage market, while expanding the role of private capital in the mortgage market to increase competition, liquidity, and access to affordable credit—changes that help lower costs for borrowers and improve access to homeownership.
  • Advancing tailored, local solutions: Learning from the firm’s work across local markets, advancing solutions that make it easier, faster and lower cost to build housing. This includes policies that allow more housing to be built in residential areas; unlock underused land sites for housing; modernize building codes to enable more efficient construction approaches; and streamline permitting by removing redundancies.

In an effort to advance these policies and mobilize stakeholders to drive solutions, the firm will also join as chair of the U.S. Chamber of Commerce’s newly formed Housing Advisory Council, which will serve as a business-led forum for new collaboration, stronger public-private partnerships, and development of recommendations to help shape housing policy at the local, state, and federal levels.

Increase Housing Supply in San Francisco

JPMorganChase is building on its long-standing support for the Bay Area, including San Francisco, by working with local business and civic leaders to help advance the city’s efforts to expand housing supply and affordability.

As part of the American Dream Initiative, JPMorganChase plans to support new and expanded public-private partnerships with housing stakeholders and real estate developers and owners. Together, the firm aims to help deliver more housing across the Bay Area, including a focus on units priced within reach of middle-income households.

A recent example is the Sophie Maxwell building in the Dogpatch neighborhood’s Power Station development, where the firm provided financing that helped deliver 105 permanently affordable apartments for middle-income residents. Working closely with public officials and alongside other private sources of funding, the firm helped make a high-quality project feasible at a lower cost per unit, demonstrating how innovative capital structures can help bring needed housing to market.

Building on the success of this model, the firm is expanding its efforts by:

  • Providing nearly $200 million in financing for a 342-unit residential building at Power Station, continuing site momentum after the successful completion of the Sophie Maxwell Building, which was financed through an innovative J.P. Morgan bond solution in 2025.
  • Making up to a $15 million equity investment in Fifth Space’s new “Essential Housing Fund” to build affordable housing units in San Francisco, including an expected 250 units in Potrero Hill.
  • Supporting the Urban Land Institute (ULI) Foundation, in collaboration with Terner Labs, ULI district councils, and other research institutions, to analyze key housing data for actionable local policy recommendations.
  • Helping to pilot, de-risk, and scale solutions that help to increase housing supply, including through $6 million in new grants to the San Francisco Housing Accelerator Fund, Community Vision Capital & Consulting, San Francisco Bay Area Planning and Urban Research Association and The Housing Action Coalition, and Housing California.

San Francisco Mayor Daniel Lurie said the city has too many families that struggle to make rent, and that the city administration is working every day to help them remain residents.

“Building housing is a critical piece of that work, and we’re taking an all-hands-on-deck approach to make that happen,” he said. “JPMorganChase’s investment in housing reflects their commitment to San Francisco’s future, and these projects with hundreds of new homes show what we can do when the private sector and the city come together to tackle the issues that matter to families.”

J.P. Morgan’s Global Chair Noah Wintroub said the firm has a decades-long history of supporting San Francisco’s housing ecosystem, working with developers, community organizations, and local government to help bring more housing to market. Through the American Dream Initiative, the firm is poised to do more.

“With the right public policies in place, the firm can provide more capital for housing, scaling solutions that help expand supply and affordability,” Wintroub said.

Michael Moritz, chair of Crankstart, said that a city that cannot house its teachers, nurses, firefighters and bus drivers loses its soul.

“We’re glad to work with JPMorganChase to back an ambitious and impatient team devoted to building high-quality homes that hard-working San Franciscans can afford,” he said.

Fifth Space CEO Enrique Landa said the unique partnership brings together the capital and expertise needed to solve the city’s housing challenges.

“San Francisco’s housing crisis is real. We can keep debating it, or we can build,” Landa said.


MHInsider is the leader in manufactured housing news and is a product of MHVillage the top marketplace for manufactured housing.

EVENTS

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SECO26: Practical Education for Community Owners

Oct. 6-8 at Avalon Hotel in Alpharetta, Ga. Manufactured housing community owners have never had more information available to them — or more decisions to...

2027 Louisville Manufactured Housing Show Opens Attendee Registration

The Midwest Manufactured Housing Federation has announced that attendee registration is now open for the 2027 Louisville Manufactured Housing Show, returning to the Kentucky...
manufactured housing, manufactured housing industry, manufactured homes, manufacturers, manufactured housing industry evenst, washington, d.c., fair housing, affordable housing, cavco home

Cavco, Champion Head to the Hill with Housing Innovation, Focus on Multigenerational Living

HUD’s Innovative Housing Showcase, MHI’s Homes on the Hill and Annual Meeting Begin Sept. 22 Two of the country’s largest builders of manufactured homes will...